Business Insurance

As you can see you will be well protected, well informed and well represented when you choose to work with Impact Insurance Agency for all of your business insurance needs.

Being in business is challenging enough without having to worry about your business insurance!

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Building/Contents Coverage

  • Provides protection against financial loss due to the physical damage to your property by covered perils.

Business Income/Business Interruption Coverage

  • Provides coverage for the loss of income and/or extra expense that results from the interruption of your business due to a covered loss.

Crime/Employee Dishonesty Coverage

  • Protects you, as an employer, from financial loss due to the fraudulent activities of your employees.

Inland Marine/Floaters Coverage

  • Provides coverage for the loss of moving or movable property. Examples would be mobile equipment or tools.

General Liability Coverage

  • Provides protection against loss from claims or suits due to bodily injury or property damage and personal injury (i.e. libel, slander, false arrest, etc.) or products/completed operations liability for which you are legally liable.

Professional Liability Coverage

  • Provides protection against financial loss arising out of claims or suits alleging damages resulting from your acts, errors and/or omissions while providing professional services.

Directors & Officers Liability Coverage

  • Coverage designed to protect the directors and officers of corporations (as well as the corporation itself) against litigation costs and ultimate settlements or judgments.

Employment Practices Liability Coverage

  • Sexual harassment, wrongful termination, failure to hire or promote, violations of the Family Medical Leave and Americans with Disabilities Acts (FMLA and ADA) -- all are examples of employment-related issues that can result in claims that are not covered by general liability insurance. Employment Practices Liability Insurance covers these and other employment-related claims.

Employee Benefits Errors & Omissions Liability Coverage

  • This coverage protects you against claims by employees resulting from negligent acts or omissions in the administration of your Employee Benefits programs

Workers Compensation Insurance
The Insurance Protection You Need When You’re On The Move.

You have a legal responsibility to your employees to make the workplace safe. However, accidents happen -- even when every reasonable safety measure has been taken. To protect you from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, businesses are required to buy Workers' Compensation Insurance in almost every state. Workers' Compensation Insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses and will pay benefits to dependents of employees killed in occupational accidents.

 

                                             

 

 

  • Impact Insurance Agency offers a wide variety of insurance options that can be tailored specifically to your needs. Among these we have agents and carriers with specific talents and programs applicable to the following specialties:

  • Construction

  • Sporting (including outdoor and indoor sports)

  • Assisted Living Facilities

  • Farm & Agri-business

  • Cyber-based Business (including "click and mortar")

  • Garage & Auto Repair Facility Risks

  • New & Used Auto Dealers

© 2017 IMPACT INSURANCE AGENCY.                    

 

Created by Barnhardt- Business-Solutions LLC